Your roofing system is the permanent structure on your home that acts as an insulator, weather barrier, and aesthetic enhancer. When it’s in need of repair or replacement, it’s important to find the right Professional Roofers for the job. To find the right roofers, you will need to do some research. Part of this research involves verifying the existence of insurance. Use the following guidelines to perform this task.
When you want to confirm that your tentative Professional Roofers have insurance, politely ask them for the name of their insurance agent/broker. You will need to call this representative to request a certificate of insurance. This document is not an insurance contract but contains some information found in an insurance contract. Before this representative can give you this, the roofers will need to sign a permission form allowing you to view the details of their insurance contract. The insurance broker/agent will usually call the roofers to give them instructions about filling out this form.
Once you receive the certificate of insurance, carefully look it over. There are key features to pay close attention to. These areas should be completely filled out. If there is missing information in any of these areas, contact the insurance agent/broker. The producer is the insurance company sending you the certificate of insurance. The insured is the business name of your potential Professional Roofers. The certificate holder is the party receiving this document. Your name should be in this area. Look at the policy effective date and the policy expiration date. There should be a continual span of time between these two dates. Also, no work should be done on your home unless it falls on or in between these two dates. The policy number of the roofers should be in the appropriate area. The type of insurance the roofers have should be designated in the correct place. In addition, ensure that your roofers have adequate limits on their insurance policy to legally conduct work on your home.
Confirming that your roofing candidates have insurance should not be cause for embarrassment. A good roofer will be happy to help you verify this. Only accept a certificate of insurance from a qualified insurance agent/broker to safeguard against fraud. For information on roofing service, contact a roofing company like Orndorff & Spaid Inc. This company can handle residential and commercial roofing services. Get more INFO here!
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