Paying for Dental Procedures May be Easier than You Think

by | May 3, 2012 | Dentistry

When it comes to cosmetic dentistry, patients in Saint Paul, MN have a whole array of options. From orthodontics to teeth whitening, crowns, bridges, and replacement teeth that look real, there’s little doubt that patients have an opportunity to have healthier teeth than any time in history. But for many people, the problem is more basic: How to pay? As with elective medical care, some dental procedures aren’t covered by insurance. So what financial options do patients have?

The term cosmetic dentistry covers a wide swath of treatments, everything from straightening to bleaching to sealants. Insurance plan coverage varies, but patients in Saint Paul, MN who expect to need considerable coverage may want to spend a good deal of time investigating insurance. For example, if one or more children are on the plan, it’s a good bet that orthodontic coverage will be worthwhile. But even if you don’t expect to need significant dental procedures, you may want to find a plan that will cover more than the cost of basic care, if for no other reason than the fact that eventually, everyone will need some kind of cosmetic procedure.

For some Saint Paul, MN residents, dental insurance isn’t a possibility. Nowadays many dental clinics offer financing for major procedures and even basic treatments, such as x-rays. Financing for dental care is usually offered through a third-party provider. As with a credit card, loan, or other financing plan, terms vary depending on the amount and time of repayment. Some plans offer no interest if the amount is repaid with a certain time frame. For those requiring emergency dentistry or urgent procedures – some of are still considered “cosmetic” by insurance providers – financing can be a viable option.

If you’re looking for the kind of cosmetic procedure that will simply improve your smile, you have a couple of other options. One is to take advantage of a discount or special. These days, it’s easy to find a coupon for a teeth-whitening procedure and other cosmetic dentistry from a Saint Paul, MN dentist. Most of these offer a whitening session for less than $100. Though the treatment may not be the kind of deep bleaching that lasts for months, it will certainly brighten a smile over the short term.

Dental patients looking for affordable cosmetic dentistry in Saint Paul, MN may be surprised to discover that complex procedures aren’t out of their reach. Even the uninsured can find ways to pay for necessary – or just preferred – treatments that result in a healthier mouth and a brighter smile.

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