Are you dealing with more debt than you can handle? Are you constantly being harassed by those you owe? If so, you are not alone. Many people deal with major amounts of debt each year. No matter the reasons for your debt, there is help available. If you want to learn about your rights and do all you can to protect them, consider working with Debtor Attorneys in Rochester NY. A debtor attorney can represent you and help you deal with your creditors. They can also help you explore your options for debt relief.
When you meet with your Debtor Attorneys in Rochester NY, you need to bring in information on all of the bills you owe, as well as your income. This can give your attorney the information needed so he or she can help you contact your creditors and work to resolve your debt. Your attorney can take over dealing with the creditors so you do not have to feel stressed.
There are options you have to help you find relief from your debt. You may have the option of filing for bankruptcy. You can file for bankruptcy to overcome your debt and start a new future. The first option is chapter 7. This allows you to be rid of your non-secured debt within six months. As long as you meet income eligibility requirements, this bankruptcy can give you relief.
You can also file for chapter 13 bankruptcy. This is perfect for helping you to avoid losing your home through foreclosure. It is perfect for individuals and married couples. This type of bankruptcy takes longer and is usually settled in two to five years, depending on how much you owe and your income. Through this bankruptcy, your payments can be lowered and combined so you can pay off your debt.
If you are in need of help with your debts, contact the office of Dibble & Miller, P. C. Allow them to assist you in your efforts to overcome your debt so you can finally experience financial freedom. Contact them today and schedule your appointment so you can learn more.
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