Tips for Cheap Auto Insurance in Jacksonville for Teenage Drivers

by | Jan 20, 2015 | Insurance

Anyone who is the parent of a teenager already knows how expensive it is to raise one. From the clothes to the overnight parties, and the prom dresses to the sweet sixteen bash, teenagers are expensive and that is all there is to it. Along with that sweet sixteen bash usually comes a license, and with that license comes the need for auto insurance. The need for auto insurance coverage for a teenage driver is enough to make any parent cringe.

Below you will find some tips on how to find the cheapest auto insurance in Jacksonville to cover your new teen driver and not break the bank.

Add Your Teen to Your Policy

The one thing you do not want to do is get your teen their own auto insurance jacksonville. Some insurance companies don’t even carry individual auto insurance for teen drivers because the cost is through the roof. In some cases, you can get savings of over $100 just by adding your teen to your auto insurance policy.

Get a Restricted Teen Insurance Policy

It is possible for you to get what is called a stand-alone teen insurance policy from some insurance companies. The only bad thing about these policies is that they have certain restrictions. Some of these restrictions include having a curfew and often not driving at night. This won’t work well if your teen has a job after school, but it is something to think about.

Have a Serious Talk with Your Teen

You should sit your teen down and stress the importance of them having a clean driving record. Any speeding tickets or accidents will cause your insurance rates to shoot through the roof. You should tell them that the first speeding ticket or accident will result in the keys being taken away, not only because of the insurance but for their safety as well.

These are just a few of the ways you can get cheap auto insurance policies for your new teen driver. From stressing the importance of safe driving to putting them on your policy, these will help you to get lower rates and keep your teen driver safe as well.

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